Pool Financing – The Time is NOW!

Pool Financing Options for Your Fiberglass Pool Project!

Pool financing with Southern Scapes Pools & Landscape Design is easy. We have helped property owners all over eastern NC – including, but not limited to Moyock, Elizabeth City, Camden, Hertford, Hatteras, Salvo, Nags Head, Duck, Kitty Hawk, Manteo and all over the Outer Banks – make owning a swimming pool a reality.

Most lenders classify a new pool as a permanent improvement to your property.  Adding a new pool increases your property value immediately – especially on the Outer Banks (OBX).  If you are thinking about selling your property, a fiberglass pool will typically add about 8-10% to your home’s value according to the National Association of Realtors.  Typically, you can finance your pool project for up to 15 years, which means you can add more pool and pool options for less than you may think!  Sometimes, adding a pool qualifies as a tax deduction.  (Every situation is unique, so we recommend talking to your CPA to determine how it may benefit you.)

Southern Scapes Pools & Landscapes is partnered with TWO companies to make your dream of owning a pool a reality.  We work with Lyon Financial and Lightstream – both of whom offer low interest loans with an easy online application!  There is minimal documentation required and the approval process is super fast and easy for those with good credit! Equity in your property is  not required as this is not a home equity loan.   Financing terms and rates vary with each company.  Here’s more information about the benefits of each company:

Lyon Financial 

    • ~Financing pools for more than 35 years
    • ~No points or fees
    • ~Simple interest – low rates
    • ~Terms to 15 years
    • ~No equity or appraisals (not a mortgage loan)
    • ~Fast approvals – electronic documentation
    • ~Financing up to $100,000 unsecured
    • ~Easy online application


  • ~Fixed rate, simple interest installment loans, no fees or prepayment penalties
  • ~Rates reflect the lowest rates since the time of your loan application
  • ~Easy online application
  • ~Rates as low as 4.74%-6.74% APR with AutoPay
  • ~Financing from $10,000 up to $100,000
  • ~Flexible loan terms from 24 to 84 months
  • ~Virtually paperless loan process with a response in minutes during business hours
  • ~Funds in your account as soon as today
  • ~No fees
  • ~Loan proceeds can be used for anything in the backyard
  • ~Joint applications accepted


With mortgage interest and refinance rates at an all-time low, NOW is an awesome time to consider rolling a pool into your new mortgage OR refinancing with a lender.  Check with your lender to find out more information.

Ready, set – GO!  With so many low-interest pool financing options available and a housing market on the mend – there has never been a better time to create your backyard oasis with your fiberglass pool as your focal point!  We are here to help you with any questions you have about financing.  Let’s start planning your project today!